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Comprehensive Local Credit Card Guide

Credit Cards in 11792 (Wading River, NY)

Credit Card Debt in 11792

^ Average credit card debt in 11792 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 11792

^ Based on overall New York data, the credit card delinquency rate in Wading River is approximately 0.59%. [2]

Credit Scores in 11792

^ The average credit score in Wading River is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 11792

Credit Card Debt in 11792


  • 11792 Credit Card Debt
    • The estimated average credit card debt for 11792 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 11792


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11792 Credit Scores


  • Credit Scores in 11792
    • Residents of 11792 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 11792 (Wading River, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 11792 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 11792 [4]
    • 11792 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 11792 (Wading River, NY)

Recent credit card complaints originating from consumers in 11792, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 11792

Complaint Issue Number of Complaints*
Improper use of your report 34
Problem with a company's investigation into an existing problem 4
Opening an account 2
Problem with a credit reporting company's investigation 2
Incorrect information on your report 1
Other 2
* Total 2021 - 2024 (current)

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Additional information about New York

About 11792

11792 is associated with the city of Wading River, which is located in Suffolk County in the state of New York. [6]

NY Credit Cards

11792 Credit Cards

For more information about 11792 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 11792

6. ^ United States Census Bureau