Comprehensive Local Credit Card Guide

Credit Cards in 12008 (Alplaus, NY)

Credit Card Debt in 12008

^ Average credit card debt in 12008 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 12008

^ Based on overall New York data, the credit card delinquency rate in Alplaus is approximately 0.59%. ^[2]

Credit Scores in 12008

^ The average credit score in Alplaus is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 12008

Credit Card Debt in 12008

12008 Credit Card Debt
- The estimated average credit card debt for 12008 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 12008

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12008 Credit Scores

Credit Scores in 12008
- Residents of 12008 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 12008 (Alplaus, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 12008 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 12008 ^[4]
- 12008 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 12008 (Alplaus, NY)

Recent credit card complaints originating from consumers in 12008, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 12008

Complaint Issue	Number of Complaints*
Dealing with your lender or servicer	1
Problem getting a card or closing an account	1

* Total 2021 - 2024 (current)

Additional information about New York

About 12008

12008 is associated with the city of Alplaus, which is located in Schenectady County in the state of New York. ^[6]

12008 Credit Cards

For more information about 12008 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 12008

6. ^ United States Census Bureau