Credit Card & Personal Finance Statistics in 12140
Credit Card Debt in 12140
- 12140 Credit Card Debt
-
- The estimated average credit card debt for 12140 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 12140
12140 Credit Scores
- Credit Scores in 12140
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- Residents of 12140 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 12140 (Poestenkill, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 12140 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 12140 [4]
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- 12140 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 12140 (Poestenkill, NY)
Recent credit card complaints originating from consumers in 12140, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 12140
Complaint Issue |
Number of Complaints* |
Trouble during payment process |
1 |
* Total 2021 - 2024 (current)
Additional information about New York
About 12140
12140 is associated with the city of Poestenkill, which is located in Rensselaer County in the state of New York. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax