Credit Card & Personal Finance Statistics in 12197
Credit Card Debt in 12197
- 12197 Credit Card Debt
-
- The estimated average credit card debt for 12197 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 12197
12197 Credit Scores
- Credit Scores in 12197
-
- Residents of 12197 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 12197 (Worcester, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 12197 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 12197 [4]
-
- 12197 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 12197 (Worcester, NY)
Recent credit card complaints originating from consumers in 12197, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 12197
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
6 |
| Problem with a credit reporting company's investigation |
2 |
| Attempts to collect debt not owed |
1 |
* Total 2021 - 2024 (current)
Additional information about New York
About 12197
12197 is associated with the city of Worcester, which is located in Otsego County in the state of New York. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
