Credit Card & Personal Finance Statistics in 12210
Credit Card Debt in 12210
- 12210 Credit Card Debt
-
- The estimated average credit card debt for 12210 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 12210
12210 Credit Scores
- Credit Scores in 12210
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- Residents of 12210 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 12210 (Albany, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 12210 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 12210 [4]
-
- 12210 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 12210 (Albany, NY)
Recent credit card complaints originating from consumers in 12210, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 12210
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
60 |
| Improper use of your report |
29 |
| Problem with a company's investigation into an existing problem |
21 |
| Problem with a credit reporting company's investigation |
11 |
| Managing an account |
2 |
| Other |
12 |
* Total 2021 - 2024 (current)
Additional information about New York
About 12210
12210 is associated with the city of Albany, which is located in Albany County in the state of New York. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
