Credit Card & Personal Finance Statistics in 12228
Credit Card Debt in 12228
- 12228 Credit Card Debt
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- The estimated average credit card debt for 12228 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 12228
12228 Credit Scores
- Credit Scores in 12228
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- Residents of 12228 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 12228 (Albany, NY) Credit Stats
- Credit card delinquency rates in New York [2]
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- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 12228 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 12228 [4]
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- 12228 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Additional information about New York
About 12228
12228 is associated with the city of Albany, which is located in Albany County in the state of New York. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ New York State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
