Credit Card & Personal Finance Statistics in 12249
Credit Card Debt in 12249
- 12249 Credit Card Debt
- The estimated average credit card debt for 12249 residents is $4,952. 
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. 
Credit Card Calculator for 12249
12249 Credit Scores
- Credit Scores in 12249
- Residents of 12249 (NY) have an estimated average credit score of 704. 
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. 
More 12249 (Albany, NY) Credit Stats
- Credit card delinquency rates in New York 
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 12249 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 12249 
- 12249 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Additional information about New York
12249 is associated with the city of Albany, which is located in Albany County in the state of New York. 
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ New York State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau