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Comprehensive Local Credit Card Guide

Credit Cards in 12249 (Albany, NY)

Credit Card Debt in 12249

^ Average credit card debt in 12249 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 12249

^ Based on overall New York data, the credit card delinquency rate in Albany is approximately 0.59%. [2]

Credit Scores in 12249

^ The average credit score in Albany is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 12249

Credit Card Debt in 12249


  • 12249 Credit Card Debt
    • The estimated average credit card debt for 12249 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 12249


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12249 Credit Scores


  • Credit Scores in 12249
    • Residents of 12249 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 12249 (Albany, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 12249 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 12249 [4]
    • 12249 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About 12249

12249 is associated with the city of Albany, which is located in Albany County in the state of New York. [6]

NY Credit Cards

12249 Credit Cards

For more information about 12249 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New York


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Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau