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Comprehensive Local Credit Card Guide

Credit Cards in 12249 (Albany, NY)

Credit Card Debt in 12249

^ Average credit card debt in 12249 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 12249

^ Based on overall New York data, the credit card delinquency rate in Albany is approximately 0.59%. [2]

Credit Scores in 12249

^ The average credit score in Albany is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 12249

Credit Card Debt in 12249


  • 12249 Credit Card Debt
    • The estimated average credit card debt for 12249 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 12249


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12249 Credit Scores


  • Credit Scores in 12249
    • Residents of 12249 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 12249 (Albany, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 12249 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 12249 [4]
    • 12249 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 12249 (Albany, NY)

Recent credit card complaints originating from consumers in 12249, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


We did not find any local credit card complaints in Albany, NY.

Our search for complaints originating from comsumers in Albany (12249) did not produce any matches.


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Local financial institutions in or near 12249

Banks in or near 12249 (Albany, NY)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 12249 produced no matches.

ATMs in or near 12249 (Albany, NY)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 12249 produced no matches.

Credit Unions in or near 12249 (Albany, NY)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 12249 produced no matches.

Household Income Statistics in 12249

Income: 12249 vs. New York

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Income Breakdown in 12249

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Income: 12249 vs. Nation

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Additional information about New York

About 12249

12249 is associated with the city of Albany, which is located in Albany County in the state of New York. [6]

NY Credit Cards

12249 Credit Cards

For more information about 12249 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau