Credit Card & Personal Finance Statistics in 12603
Credit Card Debt in 12603
- 12603 Credit Card Debt
-
- The estimated average credit card debt for 12603 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 12603
12603 Credit Scores
- Credit Scores in 12603
-
- Residents of 12603 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 12603 (Poughkeepsie, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 12603 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 12603 [4]
-
- 12603 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 12603 (Poughkeepsie, NY)
Recent credit card complaints originating from consumers in 12603, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 12603
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
167 |
| Improper use of your report |
71 |
| Problem with a company's investigation into an existing problem |
55 |
| Attempts to collect debt not owed |
44 |
| Credit monitoring or identity theft protection services |
17 |
| Other |
101 |
* Total 2021 - 2024 (current)
Additional information about New York
About 12603
12603 is associated with the city of Poughkeepsie, which is located in Dutchess County in the state of New York. [6]
Did you know?
Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
