Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Herkimer Credit Cards

Credit Card Debt in Herkimer

^ Average credit card debt in Herkimer is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Herkimer

^ Based on overall NY data, the credit card delinquency rate in Herkimer is approximately 0.59%. [2]

Credit Scores in Herkimer

^ The average credit score in Herkimer is approximately 704, based on collective New York data. [3]

NY Credit Cards

Herkimer, NY Credit Card & Personal Finance Statistics

Herkimer Credit Card Debt

  • Credit Card Debt in Herkimer
    • The estimated average credit card debt for Herkimer residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Herkimer Credit Card Calculator

How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.

Herkimer Credit Scores

  • Credit Scores in Herkimer
    • Residents of Herkimer, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Herkimer, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Herkimer cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Herkimer [4]
    • Herkimer (New York) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about New York

About Herkimer

Herkimer is a village located in Herkimer County in the state of New York, and has a population of approximately 7,743. [6]

NY Credit Cards

Herkimer Credit Cards

For more information about Herkimer credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in NY

ZIP Codes in New York



1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau