Comprehensive Local Credit Card Guide

Credit Cards in 12748 (Jeffersonville, NY)

Credit Card Debt in 12748

^ Average credit card debt in 12748 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 12748

^ Based on overall New York data, the credit card delinquency rate in Jeffersonville is approximately 0.59%. ^[2]

Credit Scores in 12748

^ The average credit score in Jeffersonville is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 12748

Credit Card Debt in 12748

12748 Credit Card Debt
- The estimated average credit card debt for 12748 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 12748

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12748 Credit Scores

Credit Scores in 12748
- Residents of 12748 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 12748 (Jeffersonville, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 12748 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 12748 ^[4]
- 12748 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 12748 (Jeffersonville, NY)

Recent credit card complaints originating from consumers in 12748, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 12748

Complaint Issue	Number of Complaints*
Advertising and marketing, including promotional offers	1

* Total 2021 - 2024 (current)

Additional information about New York

About 12748

12748 is associated with the city of Jeffersonville, which is located in Sullivan County in the state of New York. ^[6]

12748 Credit Cards

For more information about 12748 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 12748

6. ^ United States Census Bureau