Credit Card & Personal Finance Statistics in 12944
Credit Card Debt in 12944
- 12944 Credit Card Debt
-
- The estimated average credit card debt for 12944 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 12944
12944 Credit Scores
- Credit Scores in 12944
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- Residents of 12944 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 12944 (Keeseville, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 12944 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 12944 [4]
-
- 12944 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 12944 (Keeseville, NY)
Recent credit card complaints originating from consumers in 12944, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 12944
| Complaint Issue |
Number of Complaints* |
| Problem getting a card or closing an account |
1 |
| Unexpected or other fees |
1 |
* Total 2021 - 2024 (current)
Additional information about New York
About 12944
12944 is associated with the city of Keeseville, which is located in Essex County in the state of New York. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
