Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 12980 (Saint Regis Falls, NY)

Credit Card Debt in 12980

^ Average credit card debt in 12980 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 12980

^ Based on overall New York data, the credit card delinquency rate in Saint Regis Falls is approximately 0.59%. [2]

Credit Scores in 12980

^ The average credit score in Saint Regis Falls is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 12980

Credit Card Debt in 12980


  • 12980 Credit Card Debt
    • The estimated average credit card debt for 12980 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 12980


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


12980 Credit Scores


  • Credit Scores in 12980
    • Residents of 12980 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 12980 (Saint Regis Falls, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 12980 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 12980 [4]
    • 12980 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 12980 (Saint Regis Falls, NY)

Recent credit card complaints originating from consumers in 12980, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 12980

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about New York

About 12980

12980 is associated with the city of Saint Regis Falls, which is located in Franklin County in the state of New York. [6]

NY Credit Cards

12980 Credit Cards

For more information about 12980 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New York


Go

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 12980

6. ^ United States Census Bureau