Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Richfield Springs Credit Cards

Credit Card Debt in Richfield Springs

^ Average credit card debt in Richfield Springs is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Richfield Springs

^ Based on overall NY data, the credit card delinquency rate in Richfield Springs is approximately 0.59%. [2]

Credit Scores in Richfield Springs

^ The average credit score in Richfield Springs is approximately 704, based on collective New York data. [3]

NY Credit Cards

Richfield Springs, NY Credit Card & Personal Finance Statistics

Richfield Springs Credit Card Debt


  • Credit Card Debt in Richfield Springs
    • The estimated average credit card debt for Richfield Springs residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Richfield Springs Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Richfield Springs Credit Scores


  • Credit Scores in Richfield Springs
    • Residents of Richfield Springs, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Richfield Springs, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Richfield Springs cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Richfield Springs [4]
    • Richfield Springs (New York) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about New York

About Richfield Springs

Richfield Springs is a village located in Otsego County in the state of New York, and has a population of approximately 1,264. [6]

NY Credit Cards

Richfield Springs Credit Cards

For more information about Richfield Springs credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in NY

ZIP Codes in New York


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau