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Comprehensive Local Credit Card Guide

Credit Cards in 13028 (Bernhards Bay, NY)

Credit Card Debt in 13028

^ Average credit card debt in 13028 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 13028

^ Based on overall New York data, the credit card delinquency rate in Bernhards Bay is approximately 0.59%. [2]

Credit Scores in 13028

^ The average credit score in Bernhards Bay is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 13028

Credit Card Debt in 13028


  • 13028 Credit Card Debt
    • The estimated average credit card debt for 13028 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 13028


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13028 Credit Scores


  • Credit Scores in 13028
    • Residents of 13028 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 13028 (Bernhards Bay, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 13028 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 13028 [4]
    • 13028 (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About 13028

13028 is associated with the city of Bernhards Bay, which is located in Oswego County in the state of New York. [6]

NY Credit Cards

13028 Credit Cards

For more information about 13028 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau