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Comprehensive Local Credit Card Guide

Credit Cards in 13116 (Minoa, NY)

Credit Card Debt in 13116

^ Average credit card debt in 13116 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 13116

^ Based on overall New York data, the credit card delinquency rate in Minoa is approximately 0.59%. [2]

Credit Scores in 13116

^ The average credit score in Minoa is approximately 704, based on collective New York data. [3]

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Credit Card & Personal Finance Statistics in 13116

Credit Card Debt in 13116


  • 13116 Credit Card Debt
    • The estimated average credit card debt for 13116 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 13116


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13116 Credit Scores


  • Credit Scores in 13116
    • Residents of 13116 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 13116 (Minoa, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 13116 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 13116 [4]
    • 13116 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 13116 (Minoa, NY)

Recent credit card complaints originating from consumers in 13116, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 13116

Complaint Issue Number of Complaints*
Getting a loan or lease 1
Written notification about debt 1
* Total 2021 - 2024 (current)

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Additional information about New York

About 13116

13116 is associated with the city of Minoa, which is located in Onondaga County in the state of New York. [6]

NY Credit Cards

13116 Credit Cards

For more information about 13116 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

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The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 13116

6. ^ United States Census Bureau