Credit Card & Personal Finance Statistics in 13126
Credit Card Debt in 13126
- 13126 Credit Card Debt
-
- The estimated average credit card debt for 13126 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 13126
13126 Credit Scores
- Credit Scores in 13126
-
- Residents of 13126 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 13126 (Oswego, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 13126 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 13126 [4]
-
- 13126 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 13126 (Oswego, NY)
Recent credit card complaints originating from consumers in 13126, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 13126
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
28 |
| Improper use of your report |
12 |
| Trouble during payment process |
6 |
| Problem with a credit reporting company's investigation |
5 |
| Attempts to collect debt not owed |
4 |
| Other |
27 |
* Total 2021 - 2024 (current)
Additional information about New York
About 13126
13126 is associated with the city of Oswego, which is located in Oswego County in the state of New York. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
