Credit Card & Personal Finance Statistics in 13439
Credit Card Debt in 13439
- 13439 Credit Card Debt
-
- The estimated average credit card debt for 13439 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 13439
13439 Credit Scores
- Credit Scores in 13439
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- Residents of 13439 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 13439 (Richfield Springs, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 13439 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 13439 [4]
-
- 13439 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 13439 (Richfield Springs, NY)
Recent credit card complaints originating from consumers in 13439, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 13439
| Complaint Issue |
Number of Complaints* |
| Managing an account |
2 |
| Problem with a purchase shown on your statement |
2 |
| Incorrect information on your report |
1 |
| Trouble during payment process |
1 |
* Total 2021 - 2024 (current)
Additional information about New York
About 13439
13439 is associated with the city of Richfield Springs, which is located in Otsego County in the state of New York. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
