Credit Card & Personal Finance Statistics in 13780
Credit Card Debt in 13780
- 13780 Credit Card Debt
-
- The estimated average credit card debt for 13780 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 13780
13780 Credit Scores
- Credit Scores in 13780
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- Residents of 13780 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 13780 (Guilford, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 13780 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 13780 [4]
-
- 13780 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 13780 (Guilford, NY)
Recent credit card complaints originating from consumers in 13780, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 13780
| Complaint Issue |
Number of Complaints* |
| Attempts to collect debt not owed |
1 |
| Managing an account |
1 |
| Struggling to pay mortgage |
1 |
| Trouble during payment process |
1 |
* Total 2021 - 2024 (current)
Additional information about New York
About 13780
13780 is associated with the city of Guilford, which is located in Chenango County in the state of New York. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
