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Comprehensive Local Credit Card Guide

Credit Cards in 13783 (Hancock, NY)

Credit Card Debt in 13783

^ Average credit card debt in 13783 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 13783

^ Based on overall New York data, the credit card delinquency rate in Hancock is approximately 0.59%. [2]

Credit Scores in 13783

^ The average credit score in Hancock is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 13783

Credit Card Debt in 13783


  • 13783 Credit Card Debt
    • The estimated average credit card debt for 13783 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 13783


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13783 Credit Scores


  • Credit Scores in 13783
    • Residents of 13783 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 13783 (Hancock, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 13783 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 13783 [4]
    • 13783 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 13783 (Hancock, NY)

Recent credit card complaints originating from consumers in 13783, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 13783

Complaint Issue Number of Complaints*
Incorrect information on your report 7
Improper use of your report 3
Problem with a credit reporting company's investigation 2
Getting a credit card 1
Managing the loan or lease 1
* Total 2021 - 2024 (current)

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Additional information about New York

About 13783

13783 is associated with the city of Hancock, which is located in Delaware County in the state of New York. [6]

NY Credit Cards

13783 Credit Cards

For more information about 13783 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 13783

6. ^ United States Census Bureau