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Comprehensive Local Credit Card Guide

Rochester Credit Cards

Credit Card Debt in Rochester

^ Average credit card debt in Rochester is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Rochester

^ Based on overall NY data, the credit card delinquency rate in Rochester is approximately 0.59%. [2]

Credit Scores in Rochester

^ The average credit score in Rochester is approximately 704, based on collective New York data. [3]

NY Credit Cards

Rochester, NY Credit Card & Personal Finance Statistics

Rochester Credit Card Debt


  • Credit Card Debt in Rochester
    • The estimated average credit card debt for Rochester residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Rochester Credit Card Calculator


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Rochester Credit Scores


  • Credit Scores in Rochester
    • Residents of Rochester, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Rochester, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Rochester cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Rochester [4]
    • Rochester (New York) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about New York

About Rochester

Rochester is a city located in Monroe County in the state of New York, and has a population of approximately 210,565. [6]

NY Credit Cards

Rochester Credit Cards

For more information about Rochester credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in NY

ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau