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Comprehensive Local Credit Card Guide

Credit Cards in 13787 (Harpursville, NY)

Credit Card Debt in 13787

^ Average credit card debt in 13787 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 13787

^ Based on overall New York data, the credit card delinquency rate in Harpursville is approximately 0.59%. [2]

Credit Scores in 13787

^ The average credit score in Harpursville is approximately 704, based on collective New York data. [3]

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Credit Card & Personal Finance Statistics in 13787

Credit Card Debt in 13787


  • 13787 Credit Card Debt
    • The estimated average credit card debt for 13787 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 13787


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13787 Credit Scores


  • Credit Scores in 13787
    • Residents of 13787 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 13787 (Harpursville, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 13787 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 13787 [4]
    • 13787 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 13787 (Harpursville, NY)

Recent credit card complaints originating from consumers in 13787, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 13787

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 9
Improper use of your report 3
Attempts to collect debt not owed 1
* Total 2021 - 2024 (current)

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Additional information about New York

About 13787

13787 is associated with the city of Harpursville, which is located in Broome County in the state of New York. [6]

NY Credit Cards

13787 Credit Cards

For more information about 13787 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 13787

6. ^ United States Census Bureau