Credit Card & Personal Finance Statistics in 13902
Credit Card Debt in 13902
- 13902 Credit Card Debt
-
- The estimated average credit card debt for 13902 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 13902
13902 Credit Scores
- Credit Scores in 13902
-
- Residents of 13902 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 13902 (Binghamton, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 13902 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 13902 [4]
-
- 13902 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 13902 (Binghamton, NY)
Recent credit card complaints originating from consumers in 13902, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 13902
| Complaint Issue |
Number of Complaints* |
| Problem with a credit reporting company's investigation |
3 |
| Managing the loan or lease |
1 |
| Trouble during payment process |
1 |
| Trouble using the card |
1 |
* Total 2021 - 2024 (current)
Additional information about New York
About 13902
13902 is associated with the city of Binghamton, which is located in Broome County in the state of New York. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
