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Comprehensive Local Credit Card Guide

Credit Cards in 14132 (Sanborn, NY)

Credit Card Debt in 14132

^ Average credit card debt in 14132 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14132

^ Based on overall New York data, the credit card delinquency rate in Sanborn is approximately 0.59%. [2]

Credit Scores in 14132

^ The average credit score in Sanborn is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 14132

Credit Card Debt in 14132


  • 14132 Credit Card Debt
    • The estimated average credit card debt for 14132 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14132


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14132 Credit Scores


  • Credit Scores in 14132
    • Residents of 14132 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14132 (Sanborn, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14132 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14132 [4]
    • 14132 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 14132 (Sanborn, NY)

Recent credit card complaints originating from consumers in 14132, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 14132

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 2
Problem with a purchase shown on your statement 1
Struggling to pay mortgage 1
Written notification about debt 1
* Total 2021 - 2024 (current)

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Additional information about New York

About 14132

14132 is associated with the city of Sanborn, which is located in Niagara County in the state of New York. [6]

NY Credit Cards

14132 Credit Cards

For more information about 14132 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14132

6. ^ United States Census Bureau