Credit Card & Personal Finance Statistics in 14138
Credit Card Debt in 14138
- 14138 Credit Card Debt
-
- The estimated average credit card debt for 14138 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 14138
14138 Credit Scores
- Credit Scores in 14138
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- Residents of 14138 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 14138 (South Dayton, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 14138 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 14138 [4]
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- 14138 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 14138 (South Dayton, NY)
Recent credit card complaints originating from consumers in 14138, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 14138
| Complaint Issue |
Number of Complaints* |
| Dealing with your lender or servicer |
1 |
| Struggling to repay your loan |
1 |
* Total 2021 - 2024 (current)
Additional information about New York
About 14138
14138 is associated with the city of South Dayton, which is located in Cattaraugus County in the state of New York. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax