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Comprehensive Local Credit Card Guide

Credit Cards in 14143 (Stafford, NY)

Credit Card Debt in 14143

^ Average credit card debt in 14143 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14143

^ Based on overall New York data, the credit card delinquency rate in Stafford is approximately 0.59%. [2]

Credit Scores in 14143

^ The average credit score in Stafford is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 14143

Credit Card Debt in 14143


  • 14143 Credit Card Debt
    • The estimated average credit card debt for 14143 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14143


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14143 Credit Scores


  • Credit Scores in 14143
    • Residents of 14143 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14143 (Stafford, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14143 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14143 [4]
    • 14143 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 14143 (Stafford, NY)

Recent credit card complaints originating from consumers in 14143, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 14143

Complaint Issue Number of Complaints*
Incorrect information on your report 1
Problem with a credit reporting company's investigation 1
* Total 2021 - 2024 (current)

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Additional information about New York

About 14143

14143 is associated with the city of Stafford, which is located in Genesee County in the state of New York. [6]

NY Credit Cards

14143 Credit Cards

For more information about 14143 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14143

6. ^ United States Census Bureau