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Comprehensive Local Credit Card Guide

Credit Cards in 14445 (East Rochester, NY)

Credit Card Debt in 14445

^ Average credit card debt in 14445 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14445

^ Based on overall New York data, the credit card delinquency rate in East Rochester is approximately 0.59%. [2]

Credit Scores in 14445

^ The average credit score in East Rochester is approximately 704, based on collective New York data. [3]

NY Credit Cards

Credit Card & Personal Finance Statistics in 14445

Credit Card Debt in 14445


  • 14445 Credit Card Debt
    • The estimated average credit card debt for 14445 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14445


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14445 Credit Scores


  • Credit Scores in 14445
    • Residents of 14445 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14445 (East Rochester, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14445 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14445 [4]
    • 14445 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 14445 (East Rochester, NY)

Recent credit card complaints originating from consumers in 14445, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 14445

Complaint Issue Number of Complaints*
Incorrect information on your report 8
Improper use of your report 7
Closing an account 1
Managing an account 1
Opening an account 1
Other 4
* Total 2021 - 2024 (current)

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Additional information about New York

About 14445

14445 is associated with the city of East Rochester, which is located in Monroe County in the state of New York. [6]

NY Credit Cards

14445 Credit Cards

For more information about 14445 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14445

6. ^ United States Census Bureau