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Comprehensive Local Credit Card Guide

Credit Cards in 14502 (Macedon, NY)

Credit Card Debt in 14502

^ Average credit card debt in 14502 is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in 14502

^ Based on overall New York data, the credit card delinquency rate in Macedon is approximately 0.59%. [2]

Credit Scores in 14502

^ The average credit score in Macedon is approximately 704, based on collective New York data. [3]

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Credit Card & Personal Finance Statistics in 14502

Credit Card Debt in 14502


  • 14502 Credit Card Debt
    • The estimated average credit card debt for 14502 residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 14502


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14502 Credit Scores


  • Credit Scores in 14502
    • Residents of 14502 (NY) have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More 14502 (Macedon, NY) Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 14502 who are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 14502 [4]
    • 14502 (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 14502 (Macedon, NY)

Recent credit card complaints originating from consumers in 14502, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 14502

Complaint Issue Number of Complaints*
Incorrect information on your report 4
Improper use of your report 3
Dealing with your lender or servicer 2
Problem with fraud alerts or security freezes 2
Attempts to collect debt not owed 1
Other 4
* Total 2021 - 2024 (current)

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Additional information about New York

About 14502

14502 is associated with the city of Macedon, which is located in Wayne County in the state of New York. [6]

NY Credit Cards

14502 Credit Cards

For more information about 14502 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer financial complaints in 14502

6. ^ United States Census Bureau