Credit Card & Personal Finance Statistics in 14610
Credit Card Debt in 14610
- 14610 Credit Card Debt
-
- The estimated average credit card debt for 14610 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 14610
14610 Credit Scores
- Credit Scores in 14610
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- Residents of 14610 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 14610 (Rochester, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 14610 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 14610 [4]
-
- 14610 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 14610 (Rochester, NY)
Recent credit card complaints originating from consumers in 14610, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 14610
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
5 |
| Improper use of your report |
4 |
| Dealing with your lender or servicer |
3 |
| Problem with a purchase shown on your statement |
3 |
| Written notification about debt |
2 |
| Other |
9 |
* Total 2021 - 2024 (current)
Additional information about New York
About 14610
14610 is associated with the city of Rochester, which is located in Monroe County in the state of New York. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
