Credit Card & Personal Finance Statistics in 14701
Credit Card Debt in 14701
- 14701 Credit Card Debt
-
- The estimated average credit card debt for 14701 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 14701
14701 Credit Scores
- Credit Scores in 14701
-
- Residents of 14701 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 14701 (Jamestown, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 14701 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 14701 [4]
-
- 14701 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 14701 (Jamestown, NY)
Recent credit card complaints originating from consumers in 14701, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 14701
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
16 |
| Attempts to collect debt not owed |
6 |
| Improper use of your report |
6 |
| Dealing with your lender or servicer |
5 |
| Getting a credit card |
5 |
| Other |
48 |
* Total 2021 - 2024 (current)
Additional information about New York
About 14701
14701 is associated with the city of Jamestown, which is located in Chautauqua County in the state of New York. [6]
Did you know?
A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
