Comprehensive Local Credit Card Guide

Credit Cards in 14744 (Houghton, NY)

Credit Card Debt in 14744

^ Average credit card debt in 14744 is approximately $4,952, based on overall New York data. ^[1]

Credit Card Delinquency in 14744

^ Based on overall New York data, the credit card delinquency rate in Houghton is approximately 0.59%. ^[2]

Credit Scores in 14744

^ The average credit score in Houghton is approximately 704, based on collective New York data. ^[3]

Credit Card & Personal Finance Statistics in 14744

Credit Card Debt in 14744

14744 Credit Card Debt
- The estimated average credit card debt for 14744 residents is $4,952. ^[1]
- Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 14744

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14744 Credit Scores

Credit Scores in 14744
- Residents of 14744 (NY) have an estimated average credit score of 704. ^[3]
- The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. ^[3]

More 14744 (Houghton, NY) Credit Stats

Credit card delinquency rates in New York ^[2]
- New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.

Cardholders in 14744 who are more than 90 days late on payments
- New York Rate: 0.59%
- National Average: 0.57%

Statute of limitations for credit card debt in 14744 ^[4]
- 14744 (New York) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 14744 (Houghton, NY)

Recent credit card complaints originating from consumers in 14744, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 14744

Complaint Issue	Number of Complaints*

* Total 2021 - 2024 (current)

Additional information about New York

About 14744

14744 is associated with the city of Houghton, which is located in Allegany County in the state of New York. ^[6]

14744 Credit Cards

For more information about 14744 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in New York

Cities in NY

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau