Credit Card & Personal Finance Statistics in 14903
Credit Card Debt in 14903
- 14903 Credit Card Debt
-
- The estimated average credit card debt for 14903 residents is $4,952. [1]
- Average credit card debt amount in New York (all cities) is
0% less than the national average of $4,965.
- Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 14903
14903 Credit Scores
- Credit Scores in 14903
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- Residents of 14903 (NY) have an estimated average credit score of 704. [3]
- The average credit score in New York (all cities) is
1.15% greater than the national average score of 696.
- New York collectively ranks 24th in the U.S. in average credit score of residents. [3]
More 14903 (Elmira, NY) Credit Stats
- Credit card delinquency rates in New York [2]
-
- New York residents (all cities) rank 19th in the U.S. with a rate that
is 4% greater than the national average of 0.57%.
- Cardholders in 14903 who are more than 90 days late on payments
-
- New York Rate: 0.59%
- National Average: 0.57%
- Statute of limitations for credit card debt in 14903 [4]
-
- 14903 (New York) Law: 6 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 14903 (Elmira, NY)
Recent credit card complaints originating from consumers in 14903, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 14903
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
31 |
| Improper use of your report |
11 |
| Problem with a purchase shown on your statement |
2 |
| Struggling to repay your loan |
2 |
| Attempts to collect debt not owed |
1 |
| Other |
6 |
* Total 2021 - 2024 (current)
Additional information about New York
About 14903
14903 is associated with the city of Elmira, which is located in Chemung County in the state of New York. [6]
Did you know?
Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.
Other ZIP Codes in New York
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
