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Comprehensive Local Credit Card Guide

Homer Credit Cards

Credit Card Debt in Homer

^ Average credit card debt in Homer is approximately $4,952, based on overall New York data. [1]

Credit Card Delinquency in Homer

^ Based on overall NY data, the credit card delinquency rate in Homer is approximately 0.59%. [2]

Credit Scores in Homer

^ The average credit score in Homer is approximately 704, based on collective New York data. [3]

NY Credit Cards

Homer, NY Credit Card & Personal Finance Statistics

Homer Credit Card Debt


  • Credit Card Debt in Homer
    • The estimated average credit card debt for Homer residents is $4,952. [1]
    • Average credit card debt amount in New York (all cities) is 0% less than the national average of $4,965.
    • Collectively, New York cities rank 20th in the U.S. in average credit card debt. [1]

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Homer Credit Scores


  • Credit Scores in Homer
    • Residents of Homer, NY have an estimated average credit score of 704. [3]
    • The average credit score in New York (all cities) is 1.15% greater than the national average score of 696.
    • New York collectively ranks 24th in the U.S. in average credit score of residents. [3]

More Homer, NY Credit Stats

  • Credit card delinquency rates in New York [2]
    • New York residents (all cities) rank 19th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Homer cardholders that are more than 90 days late on payments
    • New York Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Homer [4]
    • Homer (New York) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Homer, NY

Recent credit card complaints originating from consumers in 13077, NY. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


We did not find any local credit card complaints in Homer, NY.

Our search for complaints originating from comsumers in Homer (13077) did not produce any matches.


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Local Financial Institutions in Homer

Banks in or near Homer, NY

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Homer produced no matches.

ATMs in or near Homer, NY

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Homer produced no matches.

Credit Unions in or near Homer, NY

Local credit unions offering financial products to residents of the community.


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Our search for credit unions located in Homer produced no matches.

Homer, NY Household Income Statistics

Income: Homer vs. New York

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Homer, NY Income Breakdown

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Income: Homer vs. Nation

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Additional information about New York

About Homer

Homer is a village located in Cortland County in the state of New York, and has a population of approximately 3,291. [6]

NY Credit Cards

Homer Credit Cards

For more information about Homer credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in NY

ZIP Codes in New York


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ New York State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau