Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 27047 (Siloam, NC)

Credit Card Debt in 27047

^ Average credit card debt in 27047 is approximately $5,548, based on overall North Carolina data. [1]

Credit Card Delinquency in 27047

^ Based on overall North Carolina data, the credit card delinquency rate in Siloam is approximately 0.66%. [2]

Credit Scores in 27047

^ The average credit score in Siloam is approximately 685, based on collective North Carolina data. [3]

NC Credit Cards

Credit Card & Personal Finance Statistics in 27047

Credit Card Debt in 27047


  • 27047 Credit Card Debt
    • The estimated average credit card debt for 27047 residents is $5,548. [1]
    • Average credit card debt amount in North Carolina (all cities) is 12% greater than the national average of $4,965.
    • Collectively, North Carolina cities rank 4th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 27047


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


27047 Credit Scores


  • Credit Scores in 27047
    • Residents of 27047 (NC) have an estimated average credit score of 685. [3]
    • The average credit score in North Carolina (all cities) is 1.58% less than the national average score of 696.
    • North Carolina collectively ranks 39th in the U.S. in average credit score of residents. [3]

More 27047 (Siloam, NC) Credit Stats

  • Credit card delinquency rates in North Carolina [2]
    • North Carolina residents (all cities) rank 13th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 27047 who are more than 90 days late on payments
    • North Carolina Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 27047 [4]
    • 27047 (North Carolina) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 27047 (Siloam, NC)

Recent credit card complaints originating from consumers in 27047, NC. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 27047

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

CIT Savings Builder

Additional information about North Carolina

About 27047

27047 is associated with the city of Siloam, which is located in Surry County in the state of North Carolina. [6]

NC Credit Cards

27047 Credit Cards

For more information about 27047 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in North Carolina


Go

Cities in NC

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ North Carolina State Legislature

5. ^ Consumer financial complaints in 27047

6. ^ United States Census Bureau