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Comprehensive Local Credit Card Guide

Credit Cards in 02888 (Warwick, RI)

Credit Card Debt in 02888

^ Average credit card debt in 02888 is approximately $5,102, based on overall Rhode Island data. [1]

Credit Card Delinquency in 02888

^ Based on overall Rhode Island data, the credit card delinquency rate in Warwick is approximately 0.57%. [2]

Credit Scores in 02888

^ The average credit score in Warwick is approximately 704, based on collective Rhode Island data. [3]

RI Credit Cards

Credit Card & Personal Finance Statistics in 02888

Credit Card Debt in 02888


  • 02888 Credit Card Debt
    • The estimated average credit card debt for 02888 residents is $5,102. [1]
    • Average credit card debt amount in Rhode Island (all cities) is 3% greater than the national average of $4,965.
    • Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02888


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02888 Credit Scores


  • Credit Scores in 02888
    • Residents of 02888 (RI) have an estimated average credit score of 704. [3]
    • The average credit score in Rhode Island (all cities) is 1.15% greater than the national average score of 696.
    • Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. [3]

More 02888 (Warwick, RI) Credit Stats

  • Credit card delinquency rates in Rhode Island [2]
    • Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 02888 who are more than 90 days late on payments
    • Rhode Island Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02888 [4]
    • 02888 (Rhode Island) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 02888 (Warwick, RI)

Recent credit card complaints originating from consumers in 02888, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Sep 10, 2014
02888
Billing statement
U.S. BANCORP
Closed with explanation
Yes
No
Nov 7, 2012
02888
Collection debt dispute
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
Yes
Jul 25, 2014
02888
Transaction issue
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Dec 11, 2015
02888
Customer service / Customer relations
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Feb 23, 2014
02888
Billing statement
WELLS FARGO & COMPANY
Closed with explanation
Yes
No
Jun 24, 2015
02888
APR or interest rate
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
No
Oct 30, 2012
02888
Collection practices
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Jan 7, 2014
02888
Other
TD BANK US HOLDING COMPANY
Closed with explanation
Yes
No

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Local financial institutions in or near 02888

Banks in or near 02888 (Warwick, RI)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 02888 produced no matches.

ATMs in or near 02888 (Warwick, RI)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 02888 produced no matches.

Credit Unions in or near 02888 (Warwick, RI)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 02888 produced no matches.

Household Income Statistics in 02888

Income: 02888 vs. Rhode Island

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Income Breakdown in 02888

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Income: 02888 vs. Nation

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Additional information about Rhode Island

About 02888

02888 is associated with the city of Warwick, which is located in Kent County in the state of Rhode Island. [6]

RI Credit Cards

02888 Credit Cards

For more information about 02888 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Rhode Island


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Cities in RI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Rhode Island State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau