Comprehensive Local Credit Card Guide

Credit Cards in 02888 (Warwick, RI)

Credit Card Debt in 02888

^ Average credit card debt in 02888 is approximately $5,102, based on overall Rhode Island data. ^[1]

Credit Card Delinquency in 02888

^ Based on overall Rhode Island data, the credit card delinquency rate in Warwick is approximately 0.57%. ^[2]

Credit Scores in 02888

^ The average credit score in Warwick is approximately 704, based on collective Rhode Island data. ^[3]

Credit Card & Personal Finance Statistics in 02888

Credit Card Debt in 02888

02888 Credit Card Debt
- The estimated average credit card debt for 02888 residents is $5,102. ^[1]
- Average credit card debt amount in Rhode Island (all cities) is 3% greater than the national average of $4,965.
- Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 02888

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02888 Credit Scores

Credit Scores in 02888
- Residents of 02888 (RI) have an estimated average credit score of 704. ^[3]
- The average credit score in Rhode Island (all cities) is 1.15% greater than the national average score of 696.
- Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. ^[3]

More 02888 (Warwick, RI) Credit Stats

Credit card delinquency rates in Rhode Island ^[2]
- Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that is exactly equal to the national average of 0.57%.

Cardholders in 02888 who are more than 90 days late on payments
- Rhode Island Rate: 0.57%
- National Average: 0.57%

Statute of limitations for credit card debt in 02888 ^[4]
- 02888 (Rhode Island) Law: 10 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 02888 (Warwick, RI)

Recent credit card complaints originating from consumers in 02888, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Date Complaint Filed	ZIP of Complaint	Type of Complaint	Company	Status of Complaint	Timely response?	Consumer disputed?
Sep 10, 2014	02888	Billing statement	U.S. BANCORP	Closed with explanation	Yes	No
Nov 7, 2012	02888	Collection debt dispute	BANK OF AMERICA, NATIONAL ASSOCIATION	Closed with explanation	Yes	Yes
Jul 25, 2014	02888	Transaction issue	CAPITAL ONE FINANCIAL CORPORATION	Closed with explanation	Yes	No
Dec 11, 2015	02888	Customer service / Customer relations	CITIBANK, N.A.	Closed with monetary relief	Yes	No
Feb 23, 2014	02888	Billing statement	WELLS FARGO & COMPANY	Closed with explanation	Yes	No
Jun 24, 2015	02888	APR or interest rate	BANK OF AMERICA, NATIONAL ASSOCIATION	Closed with monetary relief	Yes	No
Oct 30, 2012	02888	Collection practices	BARCLAYS BANK DELAWARE	Closed with explanation	Yes	No
Jan 7, 2014	02888	Other	TD BANK US HOLDING COMPANY	Closed with explanation	Yes	No

Local financial institutions in or near 02888

Banks in or near 02888 (Warwick, RI)

Local banks offering credit and financial products to residents of the community.

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ATMs in or near 02888 (Warwick, RI)

Local Automated Teller Machines (ATMs) for use by residents of the community.

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Credit Unions in or near 02888 (Warwick, RI)

Local credit unions offering financial products to residents of the community.

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Household Income Statistics in 02888

Income: 02888 vs. Rhode Island

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Income Breakdown in 02888

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Income: 02888 vs. Nation

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Additional information about Rhode Island

About 02888

02888 is associated with the city of Warwick, which is located in Kent County in the state of Rhode Island. ^[6]

02888 Credit Cards

For more information about 02888 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Rhode Island

Cities in RI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Rhode Island State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau