Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Johnston Credit Cards

Credit Card Debt in Johnston

^ Average credit card debt in Johnston is approximately $5,102, based on overall Rhode Island data. [1]

Credit Card Delinquency in Johnston

^ Based on overall RI data, the credit card delinquency rate in Johnston is approximately 0.57%. [2]

Credit Scores in Johnston

^ The average credit score in Johnston is approximately 704, based on collective Rhode Island data. [3]

RI Credit Cards

Johnston, RI Credit Card & Personal Finance Statistics

Johnston Credit Card Debt


  • Credit Card Debt in Johnston
    • The estimated average credit card debt for Johnston residents is $5,102. [1]
    • Average credit card debt amount in Rhode Island (all cities) is 3% greater than the national average of $4,965.
    • Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. [1]

Johnston Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Johnston Credit Scores


  • Credit Scores in Johnston
    • Residents of Johnston, RI have an estimated average credit score of 704. [3]
    • The average credit score in Rhode Island (all cities) is 1.15% greater than the national average score of 696.
    • Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. [3]

More Johnston, RI Credit Stats

  • Credit card delinquency rates in Rhode Island [2]
    • Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Johnston cardholders that are more than 90 days late on payments
    • Rhode Island Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Johnston [4]
    • Johnston (Rhode Island) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Johnston, RI

Recent credit card complaints originating from consumers in 02919, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Oct 15, 2013
02919
Credit line increase/decrease
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Jul 31, 2014
02919
Credit line increase/decrease
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Aug 5, 2013
02919
Delinquent account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Nov 20, 2013
02919
Advertising and marketing
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Mar 7, 2014
02919
APR or interest rate
CITIBANK, N.A.
Closed with non-monetary relief
Yes
No
Nov 8, 2016
02919
Credit line increase/decrease
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes

CIT Savings Builder

Local Financial Institutions in Johnston

Banks in or near Johnston, RI

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in Johnston produced no matches.

ATMs in or near Johnston, RI

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in Johnston produced no matches.

Credit Unions in or near Johnston, RI

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in Johnston produced no matches.

Johnston, RI Household Income Statistics

Income: Johnston vs. Rhode Island

Sorry, data is not currently available.
Please check back later.


Johnston, RI Income Breakdown

Sorry, data is not currently available.
Please check back later.


Income: Johnston vs. Nation

Sorry, data is not currently available.
Please check back later.


Additional information about Rhode Island

About Johnston

Johnston is a town located in Providence County in the state of Rhode Island, and has a population of approximately 28,769. [6]

RI Credit Cards

Johnston Credit Cards

For more information about Johnston credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in RI

ZIP Codes in Rhode Island


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Rhode Island State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau