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Comprehensive Local Credit Card Guide

Credit Cards in 02940 (Providence, RI)

Credit Card Debt in 02940

^ Average credit card debt in 02940 is approximately $5,102, based on overall Rhode Island data. [1]

Credit Card Delinquency in 02940

^ Based on overall Rhode Island data, the credit card delinquency rate in Providence is approximately 0.57%. [2]

Credit Scores in 02940

^ The average credit score in Providence is approximately 704, based on collective Rhode Island data. [3]

RI Credit Cards

Credit Card & Personal Finance Statistics in 02940

Credit Card Debt in 02940


  • 02940 Credit Card Debt
    • The estimated average credit card debt for 02940 residents is $5,102. [1]
    • Average credit card debt amount in Rhode Island (all cities) is 3% greater than the national average of $4,965.
    • Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 02940


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02940 Credit Scores


  • Credit Scores in 02940
    • Residents of 02940 (RI) have an estimated average credit score of 704. [3]
    • The average credit score in Rhode Island (all cities) is 1.15% greater than the national average score of 696.
    • Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. [3]

More 02940 (Providence, RI) Credit Stats

  • Credit card delinquency rates in Rhode Island [2]
    • Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Cardholders in 02940 who are more than 90 days late on payments
    • Rhode Island Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 02940 [4]
    • 02940 (Rhode Island) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 02940 (Providence, RI)

Recent credit card complaints originating from consumers in 02940, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
May 11, 2016
02940
Billing disputes
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Oct 9, 2014
02940
Identity theft / Fraud / Embezzlement
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No

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Local financial institutions in or near 02940

Banks in or near 02940 (Providence, RI)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 02940 produced no matches.

ATMs in or near 02940 (Providence, RI)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 02940 produced no matches.

Credit Unions in or near 02940 (Providence, RI)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 02940 produced no matches.

Household Income Statistics in 02940

Income: 02940 vs. Rhode Island

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Income Breakdown in 02940

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Income: 02940 vs. Nation

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Additional information about Rhode Island

About 02940

02940 is associated with the city of Providence, which is located in Providence County in the state of Rhode Island. [6]

RI Credit Cards

02940 Credit Cards

For more information about 02940 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Rhode Island


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Cities in RI

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Rhode Island State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau