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Comprehensive Local Credit Card Guide

Westerly Credit Cards

Credit Card Debt in Westerly

^ Average credit card debt in Westerly is approximately $5,102, based on overall Rhode Island data. [1]

Credit Card Delinquency in Westerly

^ Based on overall RI data, the credit card delinquency rate in Westerly is approximately 0.57%. [2]

Credit Scores in Westerly

^ The average credit score in Westerly is approximately 704, based on collective Rhode Island data. [3]

RI Credit Cards

Westerly, RI Credit Card & Personal Finance Statistics

Westerly Credit Card Debt


  • Credit Card Debt in Westerly
    • The estimated average credit card debt for Westerly residents is $5,102. [1]
    • Average credit card debt amount in Rhode Island (all cities) is 3% greater than the national average of $4,965.
    • Collectively, Rhode Island cities rank 18th in the U.S. in average credit card debt. [1]

Westerly Credit Card Calculator


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Westerly Credit Scores


  • Credit Scores in Westerly
    • Residents of Westerly, RI have an estimated average credit score of 704. [3]
    • The average credit score in Rhode Island (all cities) is 1.15% greater than the national average score of 696.
    • Rhode Island collectively ranks 25th in the U.S. in average credit score of residents. [3]

More Westerly, RI Credit Stats

  • Credit card delinquency rates in Rhode Island [2]
    • Rhode Island residents (all cities) rank 23rd in the U.S. with a rate that is exactly equal to the national average of 0.57%.
  • Westerly cardholders that are more than 90 days late on payments
    • Rhode Island Rate: 0.57%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Westerly [4]
    • Westerly (Rhode Island) Law: 10 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near Westerly, RI

Recent credit card complaints originating from consumers in 02891, RI. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Feb 20, 2015
02891
Credit card protection / Debt protection
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Apr 16, 2013
02891
Billing statement
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Apr 8, 2015
02891
Billing disputes
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No

Local Financial Institutions in Westerly

Banks in or near Westerly, RI

Local banks offering credit and financial products to residents of the community.

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ATMs in or near Westerly, RI

Local Automated Teller Machines (ATMs) for use by residents of the community.


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Credit Unions in or near Westerly, RI

Local credit unions offering financial products to residents of the community.


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Westerly, RI Household Income Statistics

Income: Westerly vs. Rhode Island

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Westerly, RI Income Breakdown

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Income: Westerly vs. Nation

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Additional information about Rhode Island

About Westerly

Westerly is a town located in Washington County in the state of Rhode Island, and has a population of approximately 22,787. [6]

RI Credit Cards

Westerly Credit Cards

For more information about Westerly credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in RI

ZIP Codes in Rhode Island


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Rhode Island State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau