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Comprehensive Local Credit Card Guide

Credit Cards in 36039 (Hardaway, AL)

Credit Card Debt in 36039

^ Average credit card debt in 36039 is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in 36039

^ Based on overall Alabama data, the credit card delinquency rate in Hardaway is approximately 0.77%. [2]

Credit Scores in 36039

^ The average credit score in Hardaway is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Credit Card & Personal Finance Statistics in 36039

Credit Card Debt in 36039


  • 36039 Credit Card Debt
    • The estimated average credit card debt for 36039 residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 36039


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36039 Credit Scores


  • Credit Scores in 36039
    • Residents of 36039 (AL) have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More 36039 (Hardaway, AL) Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Cardholders in 36039 who are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 36039 [4]
    • 36039 (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 36039 (Hardaway, AL)

Recent credit card complaints originating from consumers in 36039, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 36039

Complaint Issue Number of Complaints*
Improper use of your report 3
* Total 2021 - 2024 (current)

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Additional information about Alabama

About 36039

36039 is associated with the city of Hardaway, which is located in Macon County in the state of Alabama. [6]

AL Credit Cards

36039 Credit Cards

For more information about 36039 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Alabama


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Cities in AL

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer financial complaints in 36039

6. ^ United States Census Bureau