Comprehensive Local Credit Card Guide

Credit Cards in 30012 (Conyers, GA)

Credit Card Debt in 30012

^ Average credit card debt in 30012 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30012

^ Based on overall Georgia data, the credit card delinquency rate in Conyers is approximately 0.7%. ^[2]

Credit Scores in 30012

^ The average credit score in Conyers is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30012

Credit Card Debt in 30012

30012 Credit Card Debt
- The estimated average credit card debt for 30012 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30012

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30012 Credit Scores

Credit Scores in 30012
- Residents of 30012 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30012 (Conyers, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30012 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30012 ^[4]
- 30012 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30012 (Conyers, GA)

Recent credit card complaints originating from consumers in 30012, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30012

Complaint Issue	Number of Complaints*
Incorrect information on your report	845
Improper use of your report	790
Problem with a company's investigation into an existing problem	186
Problem with a credit reporting company's investigation	153
Attempts to collect debt not owed	73
Other	247

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30012

30012 is associated with the city of Conyers, which is located in Rockdale County in the state of Georgia. ^[6]

30012 Credit Cards

For more information about 30012 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30012

6. ^ United States Census Bureau