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Comprehensive Local Credit Card Guide

Credit Cards in 30015 (Covington, GA)

Credit Card Debt in 30015

^ Average credit card debt in 30015 is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in 30015

^ Based on overall Georgia data, the credit card delinquency rate in Covington is approximately 0.7%. [2]

Credit Scores in 30015

^ The average credit score in Covington is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Credit Card & Personal Finance Statistics in 30015

Credit Card Debt in 30015


  • 30015 Credit Card Debt
    • The estimated average credit card debt for 30015 residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 30015


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30015 Credit Scores


  • Credit Scores in 30015
    • Residents of 30015 (GA) have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More 30015 (Covington, GA) Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 30015 who are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 30015 [4]
    • 30015 (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 30015 (Covington, GA)

Recent credit card complaints originating from consumers in 30015, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 30015

Complaint Issue Number of Complaints*
Attempts to collect debt not owed 3
Improper use of your report 2
Dealing with your lender or servicer 1
Getting a credit card 1
* Total 2021 - 2024 (current)

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Additional information about Georgia

About 30015

30015 is associated with the city of Covington, which is located in Newton County in the state of Georgia. [6]

GA Credit Cards

30015 Credit Cards

For more information about 30015 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Georgia


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Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30015

6. ^ United States Census Bureau