Comprehensive Local Credit Card Guide

Credit Cards in 30030 (Decatur, GA)

Credit Card Debt in 30030

^ Average credit card debt in 30030 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30030

^ Based on overall Georgia data, the credit card delinquency rate in Decatur is approximately 0.7%. ^[2]

Credit Scores in 30030

^ The average credit score in Decatur is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30030

Credit Card Debt in 30030

30030 Credit Card Debt
- The estimated average credit card debt for 30030 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30030

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30030 Credit Scores

Credit Scores in 30030
- Residents of 30030 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30030 (Decatur, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30030 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30030 ^[4]
- 30030 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30030 (Decatur, GA)

Recent credit card complaints originating from consumers in 30030, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30030

Complaint Issue	Number of Complaints*
Incorrect information on your report	399
Improper use of your report	187
Problem with a company's investigation into an existing problem	152
Problem with a credit reporting company's investigation	90
Attempts to collect debt not owed	32
Other	170

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30030

30030 is associated with the city of Decatur, which is located in DeKalb County in the state of Georgia. ^[6]

30030 Credit Cards

For more information about 30030 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30030

6. ^ United States Census Bureau