Comprehensive Local Credit Card Guide

Credit Cards in 30080 (Smyrna, GA)

Credit Card Debt in 30080

^ Average credit card debt in 30080 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30080

^ Based on overall Georgia data, the credit card delinquency rate in Smyrna is approximately 0.7%. ^[2]

Credit Scores in 30080

^ The average credit score in Smyrna is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30080

Credit Card Debt in 30080

30080 Credit Card Debt
- The estimated average credit card debt for 30080 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30080

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30080 Credit Scores

Credit Scores in 30080
- Residents of 30080 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30080 (Smyrna, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30080 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30080 ^[4]
- 30080 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30080 (Smyrna, GA)

Recent credit card complaints originating from consumers in 30080, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30080

Complaint Issue	Number of Complaints*
Incorrect information on your report	1586
Improper use of your report	937
Problem with a company's investigation into an existing problem	399
Problem with a credit reporting company's investigation	252
Attempts to collect debt not owed	166
Other	400

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30080

30080 is associated with the city of Smyrna, which is located in Cobb County in the state of Georgia. ^[6]

30080 Credit Cards

For more information about 30080 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30080

6. ^ United States Census Bureau