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Comprehensive Local Credit Card Guide

Credit Cards in 30081 (Smyrna, GA)

Credit Card Debt in 30081

^ Average credit card debt in 30081 is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in 30081

^ Based on overall Georgia data, the credit card delinquency rate in Smyrna is approximately 0.7%. [2]

Credit Scores in 30081

^ The average credit score in Smyrna is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Credit Card & Personal Finance Statistics in 30081

Credit Card Debt in 30081


  • 30081 Credit Card Debt
    • The estimated average credit card debt for 30081 residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 30081


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30081 Credit Scores


  • Credit Scores in 30081
    • Residents of 30081 (GA) have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More 30081 (Smyrna, GA) Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 30081 who are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 30081 [4]
    • 30081 (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 30081 (Smyrna, GA)

Recent credit card complaints originating from consumers in 30081, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 30081

Complaint Issue Number of Complaints*
Improper use of your report 17
Incorrect information on your report 8
Managing an account 3
Getting a credit card 2
Attempts to collect debt not owed 1
Other 7
* Total 2021 - 2024 (current)

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Additional information about Georgia

About 30081

30081 is associated with the city of Smyrna, which is located in Cobb County in the state of Georgia. [6]

GA Credit Cards

30081 Credit Cards

For more information about 30081 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Georgia


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Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30081

6. ^ United States Census Bureau