Comprehensive Local Credit Card Guide

Credit Cards in 30120 (Cartersville, GA)

Credit Card Debt in 30120

^ Average credit card debt in 30120 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30120

^ Based on overall Georgia data, the credit card delinquency rate in Cartersville is approximately 0.7%. ^[2]

Credit Scores in 30120

^ The average credit score in Cartersville is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30120

Credit Card Debt in 30120

30120 Credit Card Debt
- The estimated average credit card debt for 30120 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30120

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30120 Credit Scores

Credit Scores in 30120
- Residents of 30120 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30120 (Cartersville, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30120 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30120 ^[4]
- 30120 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30120 (Cartersville, GA)

Recent credit card complaints originating from consumers in 30120, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30120

Complaint Issue	Number of Complaints*
Incorrect information on your report	203
Improper use of your report	157
Problem with a credit reporting company's investigation	88
Attempts to collect debt not owed	46
Problem with a company's investigation into an existing problem	41
Other	72

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30120

30120 is associated with the city of Cartersville, which is located in Bartow County in the state of Georgia. ^[6]

30120 Credit Cards

For more information about 30120 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30120

6. ^ United States Census Bureau