Comprehensive Local Credit Card Guide

Credit Cards in 30122 (Lithia Springs, GA)

Credit Card Debt in 30122

^ Average credit card debt in 30122 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30122

^ Based on overall Georgia data, the credit card delinquency rate in Lithia Springs is approximately 0.7%. ^[2]

Credit Scores in 30122

^ The average credit score in Lithia Springs is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30122

Credit Card Debt in 30122

30122 Credit Card Debt
- The estimated average credit card debt for 30122 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30122

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30122 Credit Scores

Credit Scores in 30122
- Residents of 30122 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30122 (Lithia Springs, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30122 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30122 ^[4]
- 30122 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30122 (Lithia Springs, GA)

Recent credit card complaints originating from consumers in 30122, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30122

Complaint Issue	Number of Complaints*
Incorrect information on your report	893
Improper use of your report	663
Problem with a company's investigation into an existing problem	253
Problem with a credit reporting company's investigation	218
Attempts to collect debt not owed	89
Other	272

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30122

30122 is associated with the city of Lithia Springs, which is located in Douglas County in the state of Georgia. ^[6]

30122 Credit Cards

For more information about 30122 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30122

6. ^ United States Census Bureau