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Comprehensive Local Credit Card Guide

Credit Cards in 30142 (Holly Springs, GA)

Credit Card Debt in 30142

^ Average credit card debt in 30142 is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in 30142

^ Based on overall Georgia data, the credit card delinquency rate in Holly Springs is approximately 0.7%. [2]

Credit Scores in 30142

^ The average credit score in Holly Springs is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Credit Card & Personal Finance Statistics in 30142

Credit Card Debt in 30142


  • 30142 Credit Card Debt
    • The estimated average credit card debt for 30142 residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 30142


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30142 Credit Scores


  • Credit Scores in 30142
    • Residents of 30142 (GA) have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More 30142 (Holly Springs, GA) Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 30142 who are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 30142 [4]
    • 30142 (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 30142 (Holly Springs, GA)

Recent credit card complaints originating from consumers in 30142, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 30142

Complaint Issue Number of Complaints*
Problem with a company's investigation into an existing problem 7
Attempts to collect debt not owed 1
* Total 2021 - 2024 (current)

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Additional information about Georgia

About 30142

30142 is associated with the city of Holly Springs, which is located in Cherokee County in the state of Georgia. [6]

GA Credit Cards

30142 Credit Cards

For more information about 30142 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Georgia


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Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30142

6. ^ United States Census Bureau