Comprehensive Local Credit Card Guide

Credit Cards in 30331 (Atlanta, GA)

Credit Card Debt in 30331

^ Average credit card debt in 30331 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30331

^ Based on overall Georgia data, the credit card delinquency rate in Atlanta is approximately 0.7%. ^[2]

Credit Scores in 30331

^ The average credit score in Atlanta is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30331

Credit Card Debt in 30331

30331 Credit Card Debt
- The estimated average credit card debt for 30331 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30331

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30331 Credit Scores

Credit Scores in 30331
- Residents of 30331 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30331 (Atlanta, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30331 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30331 ^[4]
- 30331 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30331 (Atlanta, GA)

Recent credit card complaints originating from consumers in 30331, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30331

Complaint Issue	Number of Complaints*
Incorrect information on your report	3113
Improper use of your report	1870
Problem with a credit reporting company's investigation	795
Problem with a company's investigation into an existing problem	756
Attempts to collect debt not owed	240
Other	688

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30331

30331 is associated with the city of Atlanta, which is located in Fulton County in the state of Georgia. ^[6]

30331 Credit Cards

For more information about 30331 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30331

6. ^ United States Census Bureau