Comprehensive Local Credit Card Guide

Credit Cards in 30345 (Atlanta, GA)

Credit Card Debt in 30345

^ Average credit card debt in 30345 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30345

^ Based on overall Georgia data, the credit card delinquency rate in Atlanta is approximately 0.7%. ^[2]

Credit Scores in 30345

^ The average credit score in Atlanta is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30345

Credit Card Debt in 30345

30345 Credit Card Debt
- The estimated average credit card debt for 30345 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30345

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30345 Credit Scores

Credit Scores in 30345
- Residents of 30345 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30345 (Atlanta, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30345 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30345 ^[4]
- 30345 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30345 (Atlanta, GA)

Recent credit card complaints originating from consumers in 30345, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30345

Complaint Issue	Number of Complaints*
Incorrect information on your report	425
Improper use of your report	266
Problem with a company's investigation into an existing problem	166
Problem with a credit reporting company's investigation	87
Attempts to collect debt not owed	34
Other	133

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30345

30345 is associated with the city of Atlanta, which is located in DeKalb County in the state of Georgia. ^[6]

30345 Credit Cards

For more information about 30345 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30345

6. ^ United States Census Bureau