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Comprehensive Local Credit Card Guide

Commerce Credit Cards

Credit Card Debt in Commerce

^ Average credit card debt in Commerce is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in Commerce

^ Based on overall GA data, the credit card delinquency rate in Commerce is approximately 0.7%. [2]

Credit Scores in Commerce

^ The average credit score in Commerce is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Commerce, GA Credit Card & Personal Finance Statistics

Commerce Credit Card Debt


  • Credit Card Debt in Commerce
    • The estimated average credit card debt for Commerce residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Commerce Credit Card Calculator


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Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

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Commerce Credit Scores


  • Credit Scores in Commerce
    • Residents of Commerce, GA have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More Commerce, GA Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Commerce cardholders that are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Commerce [4]
    • Commerce (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Georgia

About Commerce

Commerce is a city located in Jackson County in the state of Georgia, and has a population of approximately 6,544. [6]

GA Credit Cards

Commerce Credit Cards

For more information about Commerce credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in GA

ZIP Codes in Georgia


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau