Comprehensive Local Credit Card Guide

Credit Cards in 30434 (Louisville, GA)

Credit Card Debt in 30434

^ Average credit card debt in 30434 is approximately $5,343, based on overall Georgia data. ^[1]

Credit Card Delinquency in 30434

^ Based on overall Georgia data, the credit card delinquency rate in Louisville is approximately 0.7%. ^[2]

Credit Scores in 30434

^ The average credit score in Louisville is approximately 667, based on collective Georgia data. ^[3]

Credit Card & Personal Finance Statistics in 30434

Credit Card Debt in 30434

30434 Credit Card Debt
- The estimated average credit card debt for 30434 residents is $5,343. ^[1]
- Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
- Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 30434

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30434 Credit Scores

Credit Scores in 30434
- Residents of 30434 (GA) have an estimated average credit score of 667. ^[3]
- The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
- Georgia collectively ranks 50th in the U.S. in average credit score of residents. ^[3]

More 30434 (Louisville, GA) Credit Stats

Credit card delinquency rates in Georgia ^[2]
- Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.

Cardholders in 30434 who are more than 90 days late on payments
- Georgia Rate: 0.7%
- National Average: 0.57%

Statute of limitations for credit card debt in 30434 ^[4]
- 30434 (Georgia) Law: 6 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 30434 (Louisville, GA)

Recent credit card complaints originating from consumers in 30434, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 30434

Complaint Issue	Number of Complaints*
Incorrect information on your report	58
Problem with a company's investigation into an existing problem	36
Improper use of your report	31
Problem with a credit reporting company's investigation	13
Attempts to collect debt not owed	2
Other	5

* Total 2021 - 2024 (current)

Additional information about Georgia

About 30434

30434 is associated with the city of Louisville, which is located in Jefferson County in the state of Georgia. ^[6]

30434 Credit Cards

For more information about 30434 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Georgia

Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30434

6. ^ United States Census Bureau